As Nigeria Leads Africa’s FX Revolution, by Rahma Olamide Oladosu   It was an event that passed with little fanfare, the kind that quietly dissolves into routine headlines. On June 26, 2025, the Central Bank of Nigeria and the Central Bank of Egypt held a bilateral...

Excess Cash in Circulation and CBN’s Silent Liquidity War, by Rahma Olamide Oladosu   There is a quiet war unfolding beneath the surface of Nigeria’s monetary landscape and its implications stretch far beyond the policy chambers of the Central Bank. It is a war not fought...

Nigeria’s Cashless Revolution and its Distant Destination, by Rahma Olamide Oladosu   It is difficult if not impossible to ignore the buzz surrounding Nigeria’s growing dominance in real-time payments. At a recent digital finance summit, the Central Bank of Nigeria boldly positioned the country’s instant payment...

Gold, Grit and Vision: How Cardoso is Pushing Nigeria’s Reserve Reawakening, by Rahma Olamide Oladosu   In a time when confidence in economic governance often hangs by a thread, the Central Bank of Nigeria’s recent decision to diversify the country’s external reserves away from an overwhelming...

CBN’s Steady Hand on Personal Loans: Doing Things Differently, Expecting Different Results, by Rahma Olamide Oladosu   “Insanity is doing the same things over and over and expecting different results” - Albert Einstein As someone who has observed Nigeria’s financial terrain for years, I can confidently say that...

No Dividends, No Excuses: CBN’s Tough Love for Nigerian Banks, by Rahma Olamide Oladosu   There are moments in the life of an economy when hard decisions must be made not for applause or popularity, but to preserve the future. One such moment has arrived in...