For millions of Nigerians, the real battle is not being fought in distant conflict zones. It is unfolding daily at filling stations, bus stops, markets, and kitchen tables.

For many Nigerians, local governments exist only on paper. Their names appear on signboards, election posters and official documents, but their presence is rarely felt in daily life.

President Bola Ahmed Tinubu has dismissed Saidu Mohammed, Chief Executive of the Nigerian Midstream and Downstream Petroleum Regulatory Authority (NMDPRA), just four months after his appointment.  

Financial planning is often discussed as a matter of personal discipline, but for the average Nigerian, the ability to save is being blocked by structural economic forces.

The 2025 federal budget was proudly called the “Budget of Restoration”. Valued at about ₦55 trillion, it promised major investments in security, roads, schools, hospitals, and agriculture among others.

The Central Bank of Nigeria (CBN) has maintained restrictions on Bureau De Change (BDC) operators’ access to the official foreign exchange market, citing compliance risks and past abuses.